Transfer.
Switch & Save!
Lower rates, better savings.
Why pay more with your existing lender when you could save? Take advantage of our full-featured mortgages with great low rates. Talk to one of our expert brokers to find out how much you can save by transferring—hassle-free.
Having a Mortgage With RFA
Wondering if an RFA mortgage is the right fit for you? We make managing your mortgage seamless and stress-free.
Our user-friendly online portal gives you instant access to your mortgage anytime, anywhere, making it easier than ever to manage your account and stay on top of your payments. Here’s how we simplify the process:
- Check your mortgage balance
- Review your payment details
- Adjust your payment frequency
- Increase your payments
- Make a lump-sum payment
- Update your personal information
Connect with a broker today to get started.
Mortgage Resources.
Here are some helpful resources to support your mortgage & homebuying journey.
Benefits of Our Mortgages.
Prepayment Privileges
Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:
- Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
- Annual 20% payment increase: Once per year you can increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.
The terms and conditions of your mortgage will specifically detail the privileges provided.