New to Canada.
Welcome to Canada!
We’re here to help you get settled.
Are you ready to own a home in Canada? We have mortgage options tailored to both new permanent and non-permanent residents with limited Canadian credit history.
Whether you’re just starting to build your credit in Canada or need to use alternative credit sources, our flexible mortgage options will help you secure a home that meets your needs.
Qualifications
- Non-permanent resident with a valid work visa
- Permanent resident who has immigrated in the last 60 months
- Confirmation of active employment income
Connect with a broker to start your journey to homeownership!
Mortgage Resources.
Here are some helpful resources to support your mortgage & homebuying journey.
Benefits of Our Mortgages.
Prepayment Privileges
Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:
- Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
- Annual 20% payment increase: Once per year you can increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.
The terms and conditions of your mortgage will specifically detail the privileges provided.