Our Mortgages.


Save More. Worry Less.
Find out what we can do for you.
- Personalized Service
- Competitive Rates
- Flexible Terms
We provide mortgages through RFA Bank of Canada & RFA Mortgage Corporation. Whether it's your first home, next home, or investment property—we'll help find the right mortgage for you.
Connect with a broker today to get started.
Mortgage Resources.
Here are some helpful resources to support your mortgage & homebuying journey.
Connect.
It doesn’t matter where you are in the mortgage or homebuying process. A broker can help with your questions, advise on mortgage rates and products, and start your application.
Find a mortgage broker near you
Enter your postal code to get started.
Have questions? We’re here to help.
Benefits of Our Mortgages.
Prepayment Privileges
Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:
- Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
- Annual 20% payment increase: Once per year you can increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.
The terms and conditions of your mortgage will specifically detail the privileges provided.
Talk to Us.
Let us quickly & effectively address any questions you may have.
Info.
1.833.228.5697
1.833.228.6312
Mortgage Servicing Centre, 451 Phillip St, Suite 100, Waterloo, ON, N2L 3X2
Monday to Friday | 8:30am - 5:00pm
We will not initiate a request for personal or confidential account information electronically. However, if you initiate a request electronically, we may ask for information to authenticate you.