Purchase Plus.
Love the house, but not the kitchen?
There’s a mortgage for that.
Turn your dream home into a reality by rolling renovation costs into your mortgage with our Purchase Plus Improvements program!
Designed to help qualified homebuyers make improvements to their new home immediately after taking possession, this program takes the stress of separate loans or additional financing away from your renovation plans.
Whether you’re looking to update your kitchen, renovate the guest bathroom or finish the basement, Purchase Plus Improvements makes financing changes easier from day one.
Qualifications:
- Available on non-structural improvements, with the exception of constructing a detached garage
- Improvements to increase the value of the property
Start transforming your space right after closing—no need for separate loans or financing.
Ready to bring your vision to life? Contact a broker today to learn more and get started.
Mortgage Resources.
Here are some helpful resources to support your mortgage & homebuying journey.
Benefits of Our Mortgages.
Prepayment Privileges
Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:
- Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
- Annual 20% payment increase: Once per year you can increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.
The terms and conditions of your mortgage will specifically detail the privileges provided.